Utah Medicare Supplement & Medigap Insurance Plans
General Information on Medicare Supplements
Medicare Insurance is great insurance
Considering the long list of benefits that Medicare provides compared to the relatively small monthly premium (only $96.40 per month in 2010), Medicare coverage is one of the greatest bargains in health insurance today. However, Medicare doesn't cover everything. It has gaps in its coverage, some of which could be devastating to the individual who becomes sick and does not have a Medicare Supplement/Medigap insurance plan.
Serious Gaps in Medicare's Coverage
Three of the most serious gaps are (1) the Part A (Hospital) deductible of $1,100 (in 2010) per incident that must be paid when a beneficiary enters a hospital, (2) the Part B Coinsurance of 20 percent that must be paid when the beneficiary receives Medicare benefits outside of a hospital, after they meet the deductible of $155 each year, and (3) coverage for prescription drugs. You can read more about Medicare’s gaps by requesting a Medigap quote.
Depending on the plan selected, Medicare Supplement plans are designed to cover most of these and many other kinds of medical expenses not covered by Medicare. For further information we suggest you read, Do I Really Need a Medicare Supplement (Medigap) Plan?.
The above information provided by Blue Cross Blue Shield of Utah at ut.regence.com.
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