Home Health Care Rider

The home health care rider pays for a licensed practitioner to administer long term care at the insured's residents.  There are typically three options:

• 100% of the daily benefit
  

• 80% of the daily benefit
  

• 50% of the daily benefit
  

Much of long term care is paid under the home health care benefit.  Most policies have some home health care benefit.  100% is recommended.

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